Health Insurance Exchanges
Wednesday, January 16th, 2013Implementation of the health insurance exchanges (Exchange), a key provision of the Affordable Care Act, is less than nine months away. The deadline for notifying the Department of Health & Human Services (HHS) as to the proposed design of a state health insurance exchange is history. Seventeen states plus the District of Columbia (DC) have received conditional approval from HHS to run their own Exchange. Those states are California, Colorado, Connecticut, Hawaii, Idaho, Kentucky, Maryland, Massachusetts, Minnesota, Nevada, New Mexico, New York, Oregon, Rhode Island, Vermont, Utah, and Washington. If not planning to operate a state based exchange, states have until February 15th to notify HHS of the desire for a state-federal partnership. Arkansas and Delaware have already been conditionally approved for the partnership model as others wait to hear. Any states not having submitted a request to HHS for either of the two models will be subject to a federally run Exchange with the ability to amend their decision in the future. Regardless of the decision as to the type of Exchange, there remains allot of work yet to do by all involved parties.


